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There are many things to consider when looking at your finances, some have been covered in the links above but here we are trying to build a resource of other general finance websites including information on anything from ISA'S to Pension schemes.

 

 

Credit cards have helped to fuel consumer spending in the UK and at the same time played their role in the increase in consumer debt. But what is it about the credit card that makes it so popular.

Credit card companies in the UK are very competative. Offers seem to be thrown at the consumer from all directions and one of the most popular offer is the 0% on balance transfers and 0% on purchases. Typically the companies with these offers set the time limit to 6 months to 9 months after account opening, hoping that after the initial period you'll stay with them and they can earn from the more expensive rates you will need to pay after the offer period. However some savey people take advantage of the free offer for 6 months and then transfer their balance to another card with 0% on balance transfers. This can help to reduce your card interest payment for a fair while.

 

 

 

 
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