Unsecured Loans UK   Unsecured loans are available to home owners and non home owners. The loan is not secured on property and so the lending criteria is lower. This type of loan is typically used for car finance and other smaller types of credit needs. As the lender does not have security on a property with this type of loan they tend not to be the best type for bad credit applicants; although bad credit applicants can be considered, they could have a better chance of acceptance if they where to apply for a secured loan which gives the lender security in the applicants home.         Other Useful sites www.studentloan.com Student Loans from Citi Bank - US Visitors Secured Personal Loans - Debt Consolidation UK www.loanconsolidation.ed.gov - US consolidation site